Hi, my name is Lee Smith - Mutual Funds Educator.  I am the Host and licensed business owner of RetireSafer.net in Newport News, VA.  This service provides educational information on the trend of the stock market and how it correlates to mutual funds using technical analysis. This is done by deciphering the stock market trends which are the calculated moving average prices over the short and long term trends.

Updated videos are posted every month on Facebook for mass distribution and subscribers are automatically notified. The cost for this service is $12 a year which equates to $1 a month for up to date mutual funds education. The Sign Up form is up top.  I am invested in mutual funds like you and also take my retirement money serious, therefore I only report what the facts are.

I have personally been invested in mutual funds since 1996. I have Certificates of Completion in Mutual Funds and the Certified Financial Planner Board's Code of Ethics from Beacon Hill Financial Educators and an Associates Degree in Business Administration from Strayer University.
   
Best Mutual Funds To Be In When The Stock Market Is Rising :

The majority of Large Cap mutual fund managers do not beat the performance of the S&P 500 index over the long term. The S&P 500 Index is considered the benchmark for the overall stock market and covers large companies that are in Large Cap Funds. Research has shown to pick mutual funds that are doing as well or better than a Large Cap Index Fund by looking at the 1 year, 5 year and 10 year periods.

Stock Market Indexes / Exchanges :

There is the Dow Jones Index, Nasdaq Index, American Stock
Exchange and New York Stock Exchange. It's the large companies from these indexes that can be found in the S&P 500 Index.

The stock market over a period of years will always repeat itself which is based on our economy. When interest rates are lower and company revenues are increasing is generally when the stock market is rising because investors are buying more stocks of companies.

Mutual Funds have three sizes :

1. Small Cap Funds: stocks of small size companies

2. Mid Cap Funds: stocks of medium size companies

3. Large Cap Funds: stocks of large size companies

Mutual Funds have three different classes :


1. Value: They invest in companies which it determines to be underpriced by fundamental measures. Often mature companies that have stopped growing but have consistent earnings.

2. Growth: A mutual fund that will focus on companies that are experiencing significant earnings or revenue growth. These funds are based on potential.

3. Blend: This is when that mutual fund has a combination of both types of companies.

When the stock market goes up over a long period, all types of mutual funds will follow the same direction. Look at the charts of mutual funds over the previou
s years and you can see this for yourself. Money Market Funds, Government Securities
Funds and certain Bond Funds have proven to be a better safe haven when the market is declining because they don't have stocks of companies in them. Their earning percentage is generally low but stable. 

Sign up to learn more or email me any questions you have.